Cost of Living in South Africa

The cost of living in South Africa is relatively low compared to other expat destinations around the world. The local currency tends to be weak and somewhat volatile, so those earning or holding savings in a stronger foreign currency will be in a far better position than those paid in the South African Rand. Local salaries can also be on the lower side in some industries, particularly in Cape Town.

That said, even if some budgeting is required, those who can afford it will enjoy an exceptionally high quality of life. South Africa is renowned for its sunshine, fresh produce, excellent wine, and breathtaking landscapes.

The cost of living in Johannesburg and Cape Town is comparable to that of other major African cities, such as those in Zambia, Gambia, and Tunisia. Living expenses in South Africa are significantly lower than in major Western countries.

As is often the case, cities cost more than rural towns – Cape Town is the pricier of the two main hubs, although most expats settle in either Cape Town or Johannesburg.

Cost of accommodation in South Africa

The cost of accommodation in South Africa varies widely, and it shouldn’t take long to find a home that suits your budget and lifestyle.

Some peripheral suburbs in Cape Town and Johannesburg are an exception, but generally, the further away from the CBD you find a home, the less expensive it will be. There are plenty of quieter areas if you’d prefer to live outside the city’s hustle and bustle. Most expats buy a car, although commuting between home, work, and school can take hours during peak traffic.

If you move to Johannesburg, you will get more space for your money, while a less spacious apartment or house in Cape Town may be within a short distance of the beach, vineyards, and mountains. You’ll also have to account for utilities like water, electricity, and WiFi, which are often not included in the rent. You’ll probably also have to budget for security – armed response monitoring runs a few hundred rand per month, and estates with perimeter security charge levies on top of rent.

Given the weakness of the South African rand, buying a property in South Africa is an attractive proposition for many expats, especially in upmarket areas such as Cape Town’s Atlantic Seaboard.

Finding Accommodation in South Africa

Cost of transport in South Africa

Even in major centres like Cape Town and Johannesburg, the main form of transport is driving. Cars are relatively expensive, but petrol is cheap relative to European prices.

Few parts of the country have reliable bus or train routes, and minibus taxis, the most widely used mode of public transport, have a reputation for aggressive driving and overcrowding. Those living in Johannesburg can access the high-speed Gautrain, which links key commercial areas in Johannesburg and Pretoria. Ride-hailing apps like Uber and Bolt have become the go-to for expats who prefer not to drive – widely available, generally safe, and cheaper than metered taxis.

Getting Around in South Africa

Cost of groceries in South Africa

The cost of groceries in South Africa has climbed steadily and will take a large chunk of your budget alongside accommodation, transport, and education. Most families on a budget prefer to buy groceries from local supermarkets that stock a wide variety of local produce and imported goods.

South African brands are usually cheaper than imported goods, and many of them are of good quality. Although these can be expensive, some retailers stock items from overseas for those who would like a taste of home.

Cost of entertainment and eating out in South Africa

The cost of entertainment and eating out in South Africa suits a range of budgets, and there’s no shortage of options. Eating out is popular, and options range from affordable street food to high-end restaurants.

From live music and theatre to cinemas and sports events, there are entertainment options for everyone. Johannesburg and Cape Town, in particular, are hubs for cultural and social activities.

Due to the favourable exchange rate for many foreign currencies, dining and entertainment can be less expensive than similar experiences in Europe or North America. That said, it’s important to keep the local inflation rate in mind, as it can affect prices over time. Tipping is customary – 10 percent is the minimum, with 15 to 20 percent for good service.

Cost of education in South Africa

The cost of education in South Africa depends heavily on which type of school you choose – there’s a big difference between private and public fees. Most expats send their children to private or international schools, but the costs can be high.

Quality varies widely in public schools. Generally speaking, public schools with higher fees offer a higher standard of education owing to the additional resources they have at their disposal. While their fees are a little pricier than those of regular public schools in South Africa, they’re still well below the cost of private or international schooling.

While private and international schools are often associated with high tuition fees, these schools often offer exceptional teaching standards, globally recognised curricula, and a wider range of extracurricular activities. Some of these schools offer scholarships for academically or athletically gifted children, which can help ease the burden of tuition fees for expat parents.

Finding a School in South Africa

Cost of healthcare in South Africa

The cost of healthcare in South Africa is manageable for routine care, but the public and private systems are worlds apart. Public sector doctors are highly trained, yet facilities range from poor to middling, and waiting times are long. You might prefer private healthcare in South Africa for higher standards, better staff-to-patient ratios, and more comfort.

Routine costs are typically affordable, even for those who don’t have health insurance. Fees can quickly add up, particularly when specialists are consulted or emergency care is needed.

Private care providers may ask for payment up front, so taking out private health insurance in South Africa is a good idea.

Hospitals, Health Insurance, and Pharmacies in South Africa

Cost of living in South Africa chart

Prices are listed in South African rand (ZAR) and may vary depending on the product and service provider. The list below shows average prices for Johannesburg in February 2026.