The cost of living in the Channel Islands is fairly high. Most things in the Channel Islands are more expensive compared to mainland UK, and this is largely due to the cost of importing goods to the islands. Jersey, the larger of the two bailiwicks, has a slightly higher cost of living than Guernsey. Accommodation, food and furniture are especially pricey, but fuel and insurance are generally cheaper than in the UK.


Cost of accommodation in Channel Islands

With limited space on the islands, it's expensive either to buy or rent accommodation on Jersey and Guernsey. There are extensive licensing and permit regulations governing the rent and purchase of housing on the islands, and expats are often limited to just a portion of the local market.

The cost of parking might not be included in rental costs, and the price of utilities such as gas and electricity has been steadily rising over the last few years.


Cost of transport in Channel Islands

The small size of both Jersey and Guernsey make it quite possible to live without a car. Although, those who decide to drive on the islands will be glad to know that petrol, insurance and parking are cheaper here than in mainland UK. Public transport, cycling and walking are affordable and efficient alternatives to driving in the Channel Islands.


Cost of food and groceries in Channel Islands

Much of the fresh produce sold in the Channel Islands is imported, and the cost of doing so is generally passed on to the customer, hiking the price for these goods. Local produce is much cheaper and can be found at town markets, although the quantity is typically limited.

The Channel Islands are well known for fresh and high-quality cuisine, particularly seafood. Eating out in Jersey or Guernsey costs about the same as eating out in London.


Cost of education in Channel Islands

The cost of education in the Channel Islands is equal to or lower than in the UK. State schools are free to attend in Jersey and Guernsey, as they are in the UK, while private schools on the islands are usually just as good as those in the UK, with much lower fees.


Cost of living in Channel Islands chart

Prices may vary depending on product and service provider. The list below shows average prices for Jersey in September 2022.

Accommodation 

Three-bedroom apartment in city centre

JEP 2,595

Three-bedroom apartment outside city centre

JEP 2,450

One-bedroom apartment in city centre

JEP 1,345

One-bedroom apartment outside city centre

JEP 1,318

Shopping

Eggs (dozen)

JEP 3.73

Milk (1 litre)

JEP 1.29

Rice (1kg)

JEP 2.57

Loaf of white bread

JEP 1.64

Chicken breasts (1kg)

JEP 7.21

Pack of cigarettes (Marlboro)

JEP 10.32

Eating out

Big Mac Meal

JEP 6.50

Coca-Cola (330ml)

JEP 1.93

Cappuccino 

JEP 3.20

Local beer (500ml)

JEP 5

Three-course meal for two at a mid-range restaurant

JEP 80

Utilities

Mobile-to-mobile call rate (per minute)

JEP 0.51

Internet (uncapped ADSL or cable – average per month) 

JEP 48

Basic utilities (per month for small household)

JEP 151

Transport

Taxi rate (per kilometre)

JEP 3.05

Bus/train fare in the city centre 

JEP 2.25

Petrol/gasoline (per litre)

JEP 1.43