Surrounded by the bright blue waters of the Mediterranean, Cyprus offers a unique experience of sun-soaked island living. Many expats moving to Cyprus are attracted by the island’s Blue Flag beaches, beautiful churches, and vibrant nightlife.

The country also has many cultural influences, having been part of the Roman Empire, a British colony, and, most recently, being divided between the North and South following the Turkish invasion. This makes it fairly easy for you as a newcomer to integrate into the local culture.

Living in Cyprus as an expat

Tradition runs strong through the island’s sun-kissed villages, but Cyprus is open and welcoming to expats – even more so if they try to adapt. Indeed, how you approach Cypriot culture and whether you want to be part of its local communities will significantly affect how the locals receive you.

The tourism industry accounts for a large part of the islands’ economy. If you’re looking for work in Cyprus, you can also consider teaching English and picking fruit to make a living. Those with skills in the finance, manufacturing and mining sectors will also find a lucrative job market.

There’s a variety of housing options on the island. Though some old stone options exist, much of the real estate is modern and equipped with amenities. Property is also comparably cheap and generally high quality. That said, some cities are pricier than others, so you should consider where you live carefully.

Unfortunately, the island has a limited public transport system. Without a railway network, many expats in Cyprus prefer owning a car. Driving is relatively easy, but some roads are unpaved, so the going can get rough. A sizeable bus network provides convenient travel in and between cities, though operation times for these can be limited.

Taxis are also abundant but can be pricey for long trips. Many residents choose to walk or use the Nextbike cycle-sharing scheme when moving about in a city.

The island offers an excellent and affordable healthcare system. In fact, many expats move to the island exactly for this reason. The public healthcare scheme is financed through taxes, making it cheap and widely accessible. Private healthcare is also outstanding and won’t break the bank. The island also has ample pharmacies that cater to residents’ needs, with some only closing after 10pm.

Cost of living in Cyprus

The island has a generally low cost of living. With low property prices, cheap food and a high quality of living, Cyprus is a very attractive option if you’re moving from a more expensive country.

Eating out on the island is mostly reasonably cheap, especially in smaller establishments. Although there’s a limited public transport system, the bus network here is inexpensive and largely easily accessible. The cost of petrol can accumulate quickly, but refilling your car is cheaper than in many other countries.

Families and children in Cyprus

The quality of public schooling varies throughout the island, but fortunately, public education is free in Cyprus. That said, if you conduct thorough research, you should be able to find an excellent public school. Language barriers may be a problem in public schools, though, which is why many expats prefer private or international schooling. Most international institutions offer British or American programmes, and the International Baccalaureate is also widely available.

When it comes to keeping your children entertained during the weekend, Cyprus offers plenty of options. Cypriots are as passionate as they come about their cuisine and enjoying family time together. The cuisine caters for different tastes and is often described as a fusion of cultural flavours.

Traditional food is strongly and unsurprisingly linked to that of Greece and Turkey, consisting of slow roasts, stews, kebabs and assorted appetisers commonly known as mezze. Expats of all ages will find most of their entertainment needs met, with hot summers on the beautiful beaches, scenic drives through the mountains and forests, or visits to the island’s various monuments and ancient monasteries.

Climate in Cyprus

The island has a typically Mediterranean climate, with sunny days most of the year. Between May and October, hot days are common with occasional rain, while winter comes around from December to February.

From its unique and quaint villages to the orchards and vineyards that stretch boundlessly over its hilltops and the ancient architecture that inspires a sense of a mystical past, Cyprus is a tiny treasure surrounded by pristine waters. With its low cost of living and high quality of life, the Mediterranean island is an option well worth considering for those looking for somewhere to retire or start a new chapter.

Fast facts

Population: Over 1.2 million

Capital city: Nicosia (also the largest city)

Other major cities: Limassol and Larnaca

Neighbouring countries: Surrounded by the Mediterranean Sea, Cyprus shares land borders with Greece to the northwest, Turkey to the north, Syria and Lebanon to the east, Israel to the southeast and Egypt to the south.

Geography: Cyprus is an island country located 47 miles (75 km) south of Turkey. The island is dominated by two mountain ranges: the sprawling Troodos Mountains and the comparatively smaller Kyrenia Mountains. A central plain known as the Mesaoria lies between them.

Political system: Unitary presidential constitutional republic

Major religions: Orthodox Christianity

Main languages: Greek and Turkish are the island’s official languages, but English is widely spoken.

Money: Cyprus uses the Euro (EUR), which is divided into 100 cents. You can open a bank account in Cyprus as an expat, but you will need proof of identification (passports are acceptable) and proof of residence. ATMs are widely available.

Tipping: A service charge of 10 percent is sometimes added to bills, but no additional tip is necessary.

Time: GMT+2 (GMT+3 from March to October)

Electricity: 240V, 50Hz. Plugs with three flat blades, as used in the UK, are standard.

Internet domain: .cy

International dialling code: +357

Emergency contacts: 112 (European); 199 (local)

Transport and driving: Traffic in Cyprus drives on the left-hand side.

Cyprus embassies

• Cyprus Embassy, Washington, DC, United States: +1 202 462 5772
• Cyprus Embassy, London, United Kingdom: +44 20 7321 4100
• Cyprus Consulate General, Toronto, Canada: +1 416 944 0998
• Cyprus High Commission, Canberra, Australia (also responsible for New Zealand): +61 405 525 571
• Cyprus High Commission, Pretoria, South Africa: +27 12 346 3329
• Cyprus Embassy, Dublin, Ireland: +353 1 676 3060

Foreign embassies in Cyprus

• United States Embassy, Nicosia: +357 2239 3939
• British High Commission, Nicosia: +357 2286 1100
• Consulate of Canada, Nicosia: +357 2277 5508
• Australian High Commission, Nicosia: +357 2269 7555
• South African Embassy, Athens, Greece (also responsible for Cyprus): +30 210 617 8020
• Irish Embassy, Nicosia: +357 2281 8183
• New Zealand Embassy, Rome, Italy (also responsible for Cyprus): +39 06 853 7501

The cost of living in Cyprus is a big part of the island's appeal. Expats can enjoy year-round sunshine for less than they'd spend in the UK or US, and retirees can make their pensions go much further here.

Prices in Cyprus are roughly 15 to 20 percent lower than in the US or UK and about on a par with Malta. Limassol is the most expensive city on the island by some distance, mainly because of its rents, and Nicosia, the capital, is noticeably cheaper. Outside Limassol, rent is lower than in the UK or much of northern Europe, and fresh local produce and meals out are good value.

Beyond rent, the biggest outgoings for most expat families are international school fees and a car, since public transport is patchy outside the main towns. Electricity is also expensive by European standards.

Cost of accommodation in Cyprus

Expats who compare the cost of accommodation in Cyprus quickly discover that Limassol is the big exception to the island's reputation for affordability. Rents there can be close to double those in Nicosia for a similar apartment, and Larnaca and Paphos are also far cheaper than Limassol. Most rental properties in the cities are apartments. Families often look further out for detached houses and villas, many of which have a private pool, and there are traditional stone houses to rent in the villages.

Landlords raised rents sharply in the early 2020s, when international companies moved staff to the island in large numbers, particularly to Limassol. Rents have been fairly stable since, but they're still well above their earlier levels. Under tax rules introduced in 2026, tax residents with household incomes below set thresholds can claim a deduction for rent paid on their main home.

Utilities usually aren't included in the rent, so budget separately for electricity, water, refuse collection, and internet. Electricity is the biggest of these costs. The Electricity Authority of Cyprus (EAC) still burns imported oil to generate most of the island's power, so household rates are among the highest in the EU, and bills are much higher in summer when households run the air conditioning for hours. Most Cypriot homes have a solar water heater on the roof, so residents pay little to heat water for much of the year. Tenants in apartment blocks often pay communal fees for the upkeep of shared areas too.

Renting Expat Accommodation in Cyprus

Cost of transport in Cyprus

When you work out the cost of transport in Cyprus, bear in mind that the island has no railway, so buses are the only public transport. Fares are reasonable by European standards, and passengers who use a rechargeable smart card or buy a monthly pass save even more. Students and some pensioners qualify for reduced or free travel.

Buses are frequent on the busiest urban routes, and there are regular intercity buses between the main towns as well as shuttle buses to both international airports. Many villages have only a handful of buses a day though, and evening timetables are sparse. Due to these gaps, most expats find a car more practical.

Petrol is cheaper than in most EU countries. Cypriots drive on the left, so there's a large market for second-hand right-hand-drive cars imported from Japan and the UK. On top of the purchase price, budget for insurance, annual road tax, regular roadworthiness (MOT) tests, and city-centre parking. Taxi drivers charge government-set metered rates, and the ride-hailing app Bolt is available in the main towns. Both are handy for the occasional trip, but they're too pricey for a daily commute.

Public Transport and Driving in Cyprus

Cost of groceries in Cyprus

The cost of groceries in Cyprus is a little lower than in the UK, and the savings are greatest on fresh local produce and meat. Dairy is the exception. Milk and cheese are pricier than in most of the EU, and even halloumi isn't the bargain newcomers expect. Imported brands and speciality foods are expensive too.

There can be a price gap of around 15 percent between supermarket chains for the same basket of goods. Lidl and Sklavenitis are usually among the cheapest of the big chains, and Alphamega has the widest range of imported goods at higher prices. Shoppers can compare prices product by product on e-Kalathi, the government's price comparison website.

Shop for seasonal produce to save the most, since out-of-season fruit and vegetables are often imported and far more expensive. Most towns have a weekly open-air market, or laiki agora, where stallholders sell fresh fruit and vegetables at lower prices than the supermarkets.

Some residents cross to the north of the island to shop, since prices there are lower. Customs officers at the checkpoints limit how much shoppers can bring back, and they don't allow meat or dairy products through. International grocers in the larger towns are another good source of cheaper spices and rice. For convenience, Alphamega and several other chains take orders online, and couriers on apps such as Wolt deliver groceries from local shops in the main towns.

Cost of entertainment and eating out in Cyprus

Meals out are one of the island's bargains, and the cost of entertainment and eating out in Cyprus is well below UK levels. The best value is a traditional meze, where waiters bring out a long procession of small dishes for a set price per person. Pitta stuffed with grilled souvlaki is the local answer to fast food, and it's cheap and hearty.

Restaurants in tourist hotspots such as Ayia Napa and around the Limassol Marina charge premium prices, and locals eat for much less at village tavernas and in the backstreets of the old towns. Cypriot cuisine has strong Greek and Middle Eastern roots, and Nicosia and Limassol offer a good selection of international restaurants. Upmarket places in both cities are priced closer to Western European levels.

Limassol and Ayia Napa have the island's busiest nightlife, and Nicosia's old town is packed with bars that are popular with students and young professionals. In early summer, seaside municipalities put on free fairs and concerts for Kataklysmos, the Festival of the Flood.

Beaches in Cyprus are free to use, and you'll only pay if you hire a sunbed or umbrella. Walkers pay nothing to use the trails in the Troodos Mountains or on the Akamas Peninsula, where the Avakas Gorge is a local favourite. Lara Bay is another low-cost day out, and the Department of Fisheries runs a turtle conservation station there in summer, when green and loggerhead turtles lay their eggs on the beach.

Cost of education in Cyprus

When families look at the cost of education in Cyprus, the main choice is between free public schools and private schools. Lessons in public schools are in Greek. Newcomers can get extra Greek-language support, but older children may find the switch tough. If you choose the public school route, carefully research the quality of individual schools before you enrol your children. Look at each school's language support, teaching methods, facilities, and overall reputation. Public schools finish lessons in the early afternoon, so parents with full-time jobs often budget for after-school clubs or childcare.

Families who want an English-medium education usually choose a private or international school. Most follow the British curriculum or the International Baccalaureate, and there are also American and French schools. Education is one of the few areas where prices in Cyprus are well above the EU average, and international schools charge the highest fees of all. Limassol and Nicosia have the widest choice, and the most popular schools often have waiting lists. On top of tuition, budget for registration fees, books, uniforms, and school transport.

Employers sometimes cover school fees as part of an expat relocation package, so raise this in your negotiations if it isn't already on the table.

Education and Schools in Cyprus

Cost of healthcare in Cyprus

Residents who qualify for the General Healthcare System (GeSY) find the cost of healthcare in Cyprus refreshingly low. The government launched GeSY in 2019 to provide residents with universal coverage, and patients can use public hospitals as well as the many private hospitals and clinics that are contracted with the system. GP visits are free, and GeSY patients pay small co-payments for specialist appointments, prescriptions, lab tests, and emergency department visits. These charges are capped each year. Standards of care are generally good, but waiting times for specialists and non-emergency procedures can be long.

Employees and pensioners contribute 2.65 percent of their income to GeSY, and self-employed workers pay 4 percent. Residents who work in Cyprus can generally register regardless of their nationality, along with their dependants.

Most non-EU nationals need proof of private health insurance when they apply for a residence permit. Many expats also maintain a private policy even after registering with GeSY for faster access to specialists. There are several international providers who offer policies designed for expats in Cyprus.

Healthcare and Medical Insurance in Cyprus

Cost of living in Cyprus chart

Prices are listed in euros (EUR) and may vary depending on the product and service provider. The list below shows average prices for Nicosia in September 2026.

The weather in Cyprus is one of the island's biggest draws, and you'll feel at home here if you put sunshine high on your list. Cyprus has a Mediterranean climate and around 320 days of sunshine a year, which is why so many expats, from young professionals to retirees, choose to settle on the island. The main geographical distinction to know is that the coast is milder than the interior, and the Troodos Mountains are a different world again.

Summer in Cyprus is from June to September, and the days are hot and dry almost everywhere. Rain is rare in midsummer, and cloudless skies are the norm. It's hottest on the central plain. In Nicosia, the average maximum in July and August is around 99°F (37°C), and temperatures above 104°F (40°C) are not unusual in a heatwave. The coast is a touch cooler, thanks to the sea breeze. Wherever you are, drink plenty of water and stay out of the sun in the early afternoon.

The wettest time of year is winter, from December to February, when most of the island's rain falls. Even then, the weather is mild by European standards. In Nicosia, average lows are about 41°F (5°C) and daytime highs about 61°F (16°C), so any real chill is brief. The mountains are the exception. Snow falls in the Troodos from around Christmas, and there's usually enough of it to ski from January into March.

For a lot of expats, September and October are the sweet spot. It's a kind of second spring. By then, the worst of the heat has passed, but the sea is still warm, and the rain is still weeks off.

Many newcomers settle on the coast, and the sea is a big part of the appeal. Around Limassol, Larnaca, Paphos and Ayia Napa, the swimming season is a long one, from spring right through to autumn.

One local quirk worth knowing about is the Saharan dust that blows in on southerly winds, mostly in spring and early summer. For a day or two at a time, the sky is hazy and the air quality is poor, which can bother anyone with asthma or allergies. It usually clears within a day, and the island's weather service flags it in advance.

Most expats find banking, money, and taxes in Cyprus fairly manageable once they have the initial paperwork out of the way. New bank customers are closely vetted, so allow a little extra time to open an account. Tax rates are moderate by European standards, and the government has designed several generous tax breaks with new arrivals in mind.

Money in Cyprus

As elsewhere in the Eurozone, the official currency in Cyprus is the euro (EUR). One euro is made up of 100 cents.

The following denominations are in circulation:

• Notes: EUR 5, EUR 10, EUR 20, EUR 50, EUR 100, EUR 200, and EUR 500
• Coins: EUR 1 and EUR 2, plus 1 cent, 2 cents, 5 cents, 10 cents, 20 cents, and 50 cents

The EUR 500 note is no longer issued, but it is still legal tender.

The main currency in the north of the island, which is under Turkish Cypriot administration, is the Turkish Lira (TRY). Many businesses there also accept euros.

Banking in Cyprus

Residents tend to do their everyday banking in Cyprus with one of a handful of large lenders. Bank of Cyprus and Eurobank are the two biggest names, and Alpha Bank Cyprus is a clear third. Lots of expats also have an account with an app-based provider such as Revolut or Wise. These accounts are handy for international transfers and for everyday purchases while you sort out your local account.

Online and mobile banking are well developed in Cyprus, and customers can handle most day-to-day tasks in an app. That's handy for tenants, who have to pay rent by bank transfer or another electronic method. Landlords can't legally accept cash for rent.

Those who prefer to bank in person will generally find branches open from 8am to 2.30pm Monday to Thursday, and from 8am to 2pm on Fridays.

Opening a bank account in Cyprus

There's more paperwork involved in opening a bank account in Cyprus than you may expect. Banks in Cyprus conduct strict anti-money-laundering checks, so be prepared to prove your identity and income source.

Banks will usually ask for a passport, a Cyprus tax identification number (TIN), proof of address, and an employment contract or recent payslips. Many banks prefer a recent utility bill as proof of address and may not accept a lease agreement on its own, so new arrivals sometimes have to wait until they receive their first bill before they can apply. Some banks also ask for a reference letter from the applicant's previous bank or proof of residence registration.

Employers and relocation companies often have contacts at local branches and can help speed things up.

ATMs and credit cards in Cyprus

You can rely on credit cards in Cyprus in all but the most remote corners of the island.

By law, most retail and service businesses have had to accept card payments, and even schools, lawyers, accountants, and architects are subject to the rule. Cypriots now pay by card more often than almost anyone else in the eurozone. Visa and Mastercard are accepted almost everywhere, while American Express is less common. Contactless payment is standard at the till.

Cash is still useful in the mountain villages. The big Cypriot banks generally don't charge foreign cardholders to use their ATMs, but the independent machines in tourist hotspots are far pricier. If you're offered the chance to pay in your home currency at an ATM or card terminal, choose euros instead. The exchange rate for this dynamic currency conversion is almost always worse than your card provider's.

Useful links

• Bank of Cyprus
• Eurobank
• Alpha Bank Cyprus

Taxes in Cyprus

The first thing to settle for taxes in Cyprus is your residency. Expats who spend more than 183 days on the island in a calendar year count as tax residents and pay tax on their worldwide income. Non-residents pay tax in Cyprus only on income from sources in Cyprus.

Internationally mobile professionals can also qualify as tax residents under the 60-day rule if they spend at least 60 days in Cyprus during the year and no more than 183 days in any other single country. They also need a home in Cyprus that they own or rent and a job or business on the island.

Personal income tax is charged at progressive rates of 0 to 35 percent. A sizeable slice of each year's income is tax-free, and employees pay the top rate only on earnings above a fairly high threshold. Employers deduct your income tax at source through the pay-as-you-earn (PAYE) system. They also withhold employees' contributions to social insurance and the General Healthcare System (GESY).

Tax residents between the ages of 25 and 70 have to file an annual tax return, even if they have no taxable income. Taxpayers register for a TIN and file their returns online through the Tax Department's Tax For All (TFA) portal.

Employees who move to Cyprus for a well-paid job can claim a 50 percent exemption on their employment income for up to 17 years, as long as they weren't tax-resident in Cyprus for the 10 years before they started the job. Expats usually count as non-domiciled, and non-doms pay no Special Defence Contribution on dividends or interest for up to 17 years. There's no inheritance tax or wealth tax in Cyprus either.

The UK and the US are among the dozens of countries that have double-taxation agreements with Cyprus. Under these agreements, expats can generally claim relief so that they don't pay tax twice on the same income. US citizens still have to file US tax returns wherever they live, though.

Tax affairs can be complicated for anyone with income or assets in more than one country. Expats should ideally speak to a tax practitioner who specialises in expat cases before they move.

Useful links

• Cyprus Tax Department
• Cyprus Tax Department: Tax For All (TFA) Portal

Healthcare in Cyprus is affordable and generally of a high standard, and it's one of the reasons many expats settle on the island. Since 2019, Cyprus has had a universal healthcare system called GESY. Under it, every lawful resident can get both public and private care for income-based contributions and small co-payments.

Cyprus has both public and private care, and many private providers are now part of GESY too. All the major cities have state-funded and private hospitals. The government-controlled south has better-resourced facilities than the north, and GESY is available only in areas under the Republic's control.

Many doctors in Cyprus are trained abroad, and most speak good English, so language is rarely a barrier in a clinic or hospital. If your Greek is limited, don't hesitate to ask questions or to have your doctor repeat anything you didn't catch. It also helps to keep your own notes from an appointment.

Public healthcare in Cyprus

Public healthcare in Cyprus is run by the Health Insurance Organisation through GESY. The system has been fully in place since 2020. Employees, employers, the self-employed, pensioners, and the state all pay income-based contributions to fund it.

To use GESY, you register online with the HIO and choose a personal doctor, who becomes your first point of contact and refers you to specialists when you need them. Eligibility is based on your residency status, and lawful residents in an eligible category qualify. These are employees, permanent residents, EU citizens registered on the island, and UK or EU pensioners who hold an S1 form. Dependants of a beneficiary are covered too.

Useful links

• General Healthcare System (GESY)

Private healthcare in Cyprus

Private healthcare in Cyprus is popular even among GESY beneficiaries. Wait times are shorter, you get a wider choice of specialists, you can often book a specialist directly without a GESY referral, and the facilities tend to be more comfortable.

Every district has private hospitals, medical centres, polyclinics, and doctors' surgeries, and many now have GESY contracts. Where a provider is contracted, you can have publicly funded treatment there and pay only the standard co-payment.

For care outside the GESY network, you either pay the provider directly or use private insurance.

Health insurance in Cyprus

Health insurance in Cyprus is mostly a matter of GESY these days. Once you register as a beneficiary, your contributions are deducted from your salary or income automatically, so you don't need a separate policy for everyday public care. You pay small co-payments for prescriptions, lab tests, specialist visits, and A&E attendances, but you never pay more than a fixed annual cap out of pocket.

EU and UK visitors can use a European Health Insurance Card or a Global Health Insurance Card for necessary treatment on a short stay. UK and EU pensioners who hold an S1 form gain access to GESY, and their home country pays the cost. If you aren't eligible for GESY yet, or you simply want quicker private treatment, you can take out a private policy, and many residents keep one as a top-up.

Pharmacies and medication in Cyprus

Pharmacies in Cyprus are easy to find by the green cross and the Greek sign φαρμακείο (farmakeío). You'll see the most in the main towns, Nicosia, Limassol, Larnaca, and Paphos, although most built-up areas have one within a short walk. Cypriot pharmacies are standalone shops run by qualified pharmacists, who can advise on minor ailments and often save you a trip to the doctor.

Standard hours are mornings and late afternoons into the early evening, and most pharmacies close for a few hours over lunch. Outside those hours, each district has a rota of duty pharmacies that are open late or on call. A closed pharmacy will have the current duty list on its door, and you can look it up online or in the local paper.

Foreign prescriptions can't be filled as is, so a doctor registered in Cyprus has to rewrite them. Bring your prescription and a recent letter from your own doctor to a GESY or private GP soon after you arrive. Pharmacists here can handle plenty of medication over the counter, but you will need a prescription for antibiotics and other controlled medicines.

Health hazards in Cyprus

Cyprus has no major health hazards, but there are a few environmental risks to know about. Summer heat is the main one. In a heatwave, temperatures inland are often above 104°F (40°C), which is hardest on older residents, pregnant women, young children, and anyone with a heart or lung condition. Follow the official advice on hot days, and don't underestimate how fast heat stress can set in.

Wildfires break out most summers, mainly in forests and rural areas inland. Their smoke, along with the Saharan dust that blows in several times a year, is enough to spoil air quality for a day or two. When air quality is poor, people with asthma or another respiratory condition are better off indoors, and it helps to wear a mask or run an air purifier.

Mosquitoes are the other seasonal watch-point. The common Culex mosquito transmits the West Nile virus, which appears in Cyprus most summers, and there have been more cases in recent years. Most infections are mild or symptomless, but the virus can occasionally be serious, so use a repellent throughout the summer and eliminate any standing water around your home where mosquitoes breed.

Vaccinations in Cyprus

No vaccinations are required to enter Cyprus. Before you move, make sure your routine jabs are up to date: measles, mumps, and rubella (MMR), polio, tetanus-diphtheria-pertussis, and chickenpox. Doctors also commonly suggest the hepatitis A and hepatitis B vaccines for a longer stay. Cyprus is free of rabies in cats and dogs, although its bats can carry a rabies-type virus, so the rabies vaccine is really only for higher-risk groups such as vets, bat handlers, cavers, and some long-term rural residents.

For advice matched to your own health and plans, check an official travel-health service before you go.

Useful links

• CDC: Cyprus traveller health
• TravelHealthPro (NaTHNaC): Cyprus

Emergency medical services in Cyprus

For emergency medical services in Cyprus, dial 112 or 199. Both are free from any phone, and you'll get through to the same dispatch centre for ambulance, fire, and police. Ambulances to a public A&E are free. Response times are fine in the towns but longer in rural areas and up in the Troodos Mountains.

For less urgent medical issues, plenty of residents just drive to A&E or get a lift rather than wait for an ambulance. Some private hospitals run their own ambulances, but you'll pay for the transport.

Working in Cyprus means joining a small island economy that is in far healthier shape than it was after the 2013 banking crisis. Most jobs are still in tourism and shipping. Over the past decade, though, forex and fintech firms have set up in Limassol in large numbers, and they recruit heavily from overseas.

The wider tech sector is bigger than it was a decade ago, and financial and professional services are still a mainstay. The catch is a compact labour market, so newcomers without an employer behind them should be ready for a patient search. For the right skills, the openings are real.

Job market in Cyprus

If you're eyeing the job market in Cyprus, the best-paid roles are in financial and professional services and in Limassol's growing tech sector. Accountancy, audit, legal, and corporate services firms have been well established on the island for years, and many international companies base their regional offices here. Limassol is where the foreign-owned employers gather, above all, the forex brokers and fintech companies. There's a large online gaming sector too, and these firms hire compliance, software, digital marketing, and account management staff from across Europe and further afield.

Nicosia, the capital, has most of the banking, legal, government, and academic jobs, while Larnaca and Paphos are more tourism-focused. Tourism is one of the biggest parts of the economy, so hotels and hospitality are a reliable way into the job market, especially for newcomers without local qualifications. The work is seasonal, though. Employers take on the most staff over the summer and cut back in winter, so you can't count on a summer job lasting into the colder months.

Whether you need a work permit comes down to your passport. Citizens of the EU, the EEA, and Switzerland can work in Cyprus freely, and if you're staying longer than three months, you just register for the MEU1 certificate, or yellow slip, at the Civil Registry and Migration Department within four months of arriving.

Everyone else counts as a third-country national and needs a job lined up before the move, because the permit is tied to one employer who applies on your behalf. UK nationals now fall into this group: since Brexit, anyone who arrived from 2021 onwards is treated like any other non-EU applicant. For most non-EU hires, the Department of Labour first has to confirm that no Cypriot or EU candidate can fill the role, although registered foreign-interest companies, which is how many Limassol tech and forex firms are set up, are exempt from that check.

Useful links

• EU Immigration Portal: Work and Residence Permits for Cyprus

Finding a job in Cyprus

Most newcomers finding a job in Cyprus start online. Most professional vacancies are on the main job boards and LinkedIn, and it's worth registering with recruitment agencies for roles in finance, tech, shipping, and professional services. You don't need Greek at the international companies, where English is the working language, but it helps with local employers and anything public-facing.

In a country this small, personal connections are everything. The professional circles are tight, and you'll get further through a personal introduction than through a cold application. Take any face-to-face meeting seriously, because Cypriots put real weight on personal rapport, and even a short first meeting can be decisive.

Visas for Cyprus

Useful links

• EURES Cyprus: Public Employment Service
• Cyprus Jobs

Work culture in Cyprus

You may find the work culture in Cyprus more formal and hierarchical than you're used to. Traditional local employers tend to run a tight ship and offer few of the perks common in the UK or US, and senior managers make most of the decisions. The international firms, especially the tech and forex offices in Limassol, work much the way you'd expect from anywhere else.

Cypriot employers value punctuality and expect you to stick to company rules, and local colleagues can take a while to warm to someone new. Cypriots build the relationship before the business, so don't rush it. Put in the time and earn some trust, and you'll build a solid reputation that locals are happy to vouch for.

Business Culture in Cyprus

If you’re moving to Cyprus, you will need to spend some time getting to grips with the country’s property market and the options available to you. Choosing the right type of home in the right part of the country will directly affect the quality of your expat experience in Cyprus.

In recent years, the general trend has been for foreign investors and expats to move to Cyprus to buy property rather than rent on the island. This has influenced the property market, causing prices to soar with increased demand.

The process of renting and buying accommodation in Cyprus is largely the same, regardless of whether you are buying in the ‘Turkish North’ or the ‘Greek South.’ The one major difference is that in the South, properties tend to be newer, fancier, pricier and easier for foreign nationals to purchase.

Types of accommodation in Cyprus

Expats moving to Cyprus will find plenty of housing options, including furnished or unfurnished apartments, villas and traditional rural stone houses. The standard of accommodation in Cyprus is generally excellent, as a lot of the property on the island is fairly new. Air conditioning and heating are common, and most houses in Cyprus have either a shared or private pool.

Villas are spacious, multi-roomed Mediterranean-style homes. They feature lush gardens and often come with a pool. They usually consist of one or two storeys.

Cheaper than villas, apartments are frequently found in seaside areas. Their elevated position allows for great ocean views from the upper floors. Though they offer less space than freestanding houses, they are also much easier to maintain.

In the more rural areas of Cyprus, towards the centre of the island, you can find traditional stone houses. These are often somewhat dilapidated but are cheap, full of character and make for a fantastic home makeover project.

Furnished vs unfurnished

Rented apartments in Cyprus are usually furnished, while houses are unfurnished. Shipping furniture to Cyprus is a viable option (especially from within the EU), but reasonably priced furniture is easily found around the island.

Short lets

As a tourist hub, Cyprus offers many short-term options throughout the island. Short lets are often a great option for expats who will only be in the country for the short term. If you’ve just arrived in the country, you can rent a short-let apartment while getting to know your new neighbourhood. Short lets are also often more affordable than traditional hotels, as they often include utilities like WiFi, electricity, water, and cleaning fees.

Finding accommodation in Cyprus

If you’re looking to rent accommodation in Cyprus, you will find that online property portals are often the best place to start. Newspaper advertisements can also be great sources of information, and estate agents can be helpful but will charge a fee.

Looking for accommodation in the low season can be a good strategy – not only will there be more options for short-term accommodation options while searching for a long-term home, but you may be able to negotiate a longer stay at a good rate.

Useful links

• Home.cy
• Cyprus Property Portal

Renting accommodation in Cyprus

Making an application

Potential tenants must apply via an estate agent or directly to the landlord. As an expat applying for accommodation in Cyprus, you may need to submit documents such as your passport, visa, and proof of income.

Leases

Leases can be short-term, lasting six months or less, or long-term, lasting 12 months. Some leases may be renewable, but you should discuss this with the landlord before signing. If the lease is written in Greek, it’s essential that you have it translated into English to ensure you are aware of all the terms.

Deposits

Before moving in, tenants must pay a deposit equal to one month’s rent upfront. If the property is returned in good condition at the end of the lease, the deposit should be returned to tenants in full. If the tenant has damaged the house in any way, the amount for repairs and cleaning will be subtracted from the deposit.

Terminating the lease

Terminating a lease is usually a difficult process that requires a month or two’s notice. A landlord can terminate a lease if rent has not been paid or if the landlord intends to demolish or use the property for family or themselves.

Utilities in Cyprus

As a tenant in Cyprus, you are usually responsible for your utility bills. These can be quite costly and should be factored into the housing budget.

Electricity

The Electricity Authority of Cyprus (EAC) is the main electricity supplier in Cyprus. The electricity market in the country was recently deregulated, and several private companies have been introduced to the market. If your landlord has yet to start your electricity service, you can visit a local EAC customer centre to request that they turn your electricity on.

We recommend visiting the customer centre with the current meter readings to ensure you are not overcharged. If your landlord has the account in their name, they usually send you a monthly bill. Otherwise, you can pay your bill on the EAC’s website.

Gas

Cyprus has no piped natural gas, so most households use bottled gas for cooking or heating. Gas canisters are available for sale at supermarkets, while you can request delivery from registered sellers like Intergaz or Coral Gas Cyprus for larger gas quantities.

Water

Individual municipalities oversee the water supply in Cyprus’ different areas, but the Cyprus Water Development Department manages the national water supply. Most landlords will charge water as part of the rental fee, but if you are obligated to pay for water separately, you must register an account with the local municipality.

To start a water connection, you will typically need to supply your local authority with your identity documentation, proof of address, and previous water bill. As an expat, you will likely need to pay a higher deposit. Your application will then be processed, and you will be informed once the account is registered in your name.

Bins and recycling

Similarly to water, individual municipalities are responsible for waste collection and setting their rates and taxes. Municipality fees are paid annually and sent out in October, with the payment expected by December.

Waste collection in Cyprus works on a door-to-door collection system, and municipalities encourage separating waste at source. As such, they provide different coloured bins for sorting recyclable waste.

• Brown bins: for paper and cardboard
• Blue bins: for metal cans, plastic bottles, and juice bags

Glass waste must be taken to designated recycling centres like supermarkets. There are also recycling stations dotted around the island, managed by the Green Dot Cyprus recycling initiative.

Internet

Keeping in touch with your family and friends will be easy in Cyprus thanks to the island’s sophisticated and efficient telecommunications infrastructure. If you would like ADSL service for internet connectivity, you must also have a phone line. Several cellphone companies, like Cytanet, PrimeTel, and epic Cyprus, offer contract or pay-as-you-go options. These companies also provide WiFi and fibre connections and access to digital television.

Useful links

• Electricity Authority of Cyprus
• Coral Gas Cyprus
• Cyprus Water Development Department
• Green Dot Cyprus
• Cytanet
• PrimeTel
• epic Cyprus

You will likely experience a degree of culture shock in Cyprus, but you’ll also be relieved to know that, for the most part, acclimatising to life on the island is unlikely to require any drastic cultural adjustments.

Emerging from a fairly tumultuous history, Cyprus has become a wealthy country with a high Human Development Index and sound infrastructure that attracts considerable foreign investment, making moving to the island an attractive prospect.

Daily life in Cyprus

The Cypriot lifestyle is generally relaxed and informal – the island’s unofficial motto is ‘siga, siga’ – ‘slowly, slowly’. While this easy-going attitude towards life often attracts expats to Cyprus, it can be frustrating when dealing with bureaucracy or administrative affairs. If you are used to an efficient bureaucracy, we recommend adjusting your expectations accordingly.

As informal as life on the island can be, the culture in Cyprus is broadly marked by respect, honour, and humility. Expats who are from countries where self-promotion is considered a worthy personal attribute might find that they rub against the island’s social grain.

Religion in Cyprus

Religion is important in Cyprus, and respecting people’s religious beliefs – whether Greek Orthodox or Muslim – is sacrosanct. When interacting with locals, you shouldn’t challenge them about their religious convictions, and you shouldn’t proselytise if you want to get along with them.

North vs South Cyprus

The history of conflict between the Greek and Turkish sectors of the population in Cyprus is a fairly fixed feature of the island’s social fabric, both figuratively and – with the country divided between a ‘Turkish North’ and ‘Greek South’ – literally. This is bound to result in some discomfort for expats from countries with homogeneous societies. That said, most Cypriots welcome foreigners, and regardless of where you choose to live, you will find your new countrymen friendly and hospitable.

Driving in Cyprus

If you’re looking to drive in Cyprus, you’ll find that most expats often complain that Cypriots are bad drivers. This may be a relative judgment, but people who are new to the island should take some time to adjust to the rhythm of the roads in Cyprus before taking the wheel themselves.

Animals in Cyprus

Animal lovers may be disturbed by the number of stray dogs and cats on the island, which are mostly left to fend for themselves and are largely ignored by locals. As is the case in a city like Athens, they’re a part of the country, and while Cypriots generally aren’t ‘pet people,’ animal cruelty is certainly not the norm.

LGBTQ+ in Cyprus

Although LGBTQ+ individuals have a fair few legal protections in Cyprus, the older and religious sections of the island’s society may still hold homophobic views and discriminate against members of the community.

That said, the younger generations are largely accepting of LGBTQ+ individuals, and if you’re a member of the community, you’ll largely feel safe and welcomed. There is also an annual pride parade on the island, which is helping to bridge the gaps, but more work still needs to be done in Cyprus.

Women in Cyprus

The representation of women in Cyprus outside the home and in politics is slowly increasing. Most women report feeling safe in Cyprus, so expat women will not have to worry about their safety on the island.

While gender equality is enshrined in the law, religious values and patriarchal norms still contribute to how women are treated in society. Many women are often expected to prioritise family life over their professional ambitions.

Cyprus has state-sponsored education as well as private and international schools. The public and private systems are both open and accessible to expats, and parents usually decide between the two based on cost, language and curriculum.

Although public schools and education in Cyprus are generally considered adequate, state school standards are inconsistent. Most expats typically describe the system as ‘hit or miss’, but it is certainly possible to find good public schools on the island.

Public schools in Cyprus

It is mandatory for children aged 5 to 15 to attend school in Cyprus. The education system is separated into primary school and secondary school, the latter comprising gymnasium and lyceum. The language of instruction in public schools is Greek.

As an expat parent, you’ll likely find that the language barrier is the main drawback to sending your children to state schools on the island. Younger children can often adapt quickly, but older kids – and parents themselves – often struggle to succeed and communicate fluently. English is frequently taught as a second language from grade 1, with other languages offered from middle to secondary school.

That said, those who intend to stay long-term frequently prefer their children to be immersed in Cypriot culture. The best part about education and schools in Cyprus is that there is no fee for expat children to attend state schools.

Useful links

• Cyprus Ministry of Education, Sport and Youth – Education Guide

Private schools in Cyprus

Private schools are present in all the country’s larger cities (Paphos, Nicosia, Limassol and Larnaca), but the curriculum taught and the standard upheld in each institution varies considerably. Most private schools teach in English and typically offer excellent teaching standards and facilities.

Private schools in Cyprus can be costly, with tuition depending on the child’s age and school requirements. Parents should also anticipate supplementary costs such as registration and enrolment fees, books, uniforms, lunch, and school bus expenses.

International schools in Cyprus

Most expats living in Cyprus, especially those whose first language is English, send their children to private international schools. The most obvious benefit of these institutions is that children will be surrounded by others who speak their language and share similar experiences as third-culture children. They will also often have a better selection of extracurricular activities to participate in.

The most common curricula offered are the British and American programmes, along with the International Baccalaureate. These schools also tend to be rather expensive, so you should try to negotiate for the inclusion of education as part of your relocation package.

Special-needs education in Cyprus

In Cyprus, special education policies favour inclusion and integration into mainstream schools as far as possible. The goal is for students with special educational needs to attend mainstream classes, following the same curriculum as the other students, with accommodations being made for their needs.

To determine the level of support a student requires, educators and special-needs education specialists typically conduct a thorough assessment. Thereafter, an Individual Education Plan (IEP) is developed and implemented.

If more support is required, students with special needs may receive part-time or full-time tuition in a separate unit within a mainstream school, where classes are limited to a few students. If neither of these options is suitable, students may attend a dedicated special school.

Useful links

• Cyprus Ministry of Education, Sport and Youth – Special Education

Tutors in Cyprus

Tutors can be highly useful for new arrivals to Cyprus, particularly if your children need to adapt to a new curriculum or language.

Expat parents with older children often employ tutors to help with exam preparation. The Cyprus school-leaving certificate, called the Apolyterion, does not always equate to certain levels of testing in the UK and the US, and students who wish to attend tertiary schools in these countries may need to sit for additional exams.

Useful links

• Tutor Hunt
• EnglishScore Tutors

With one of the highest car-ownership-per-capita rates in the world, driving will most likely be your primary mode of transport in Cyprus. The island has no operational railway network, and public transport is largely restricted to private bus services and taxis, so options are limited – especially when travelling between urban centres.

Public transport in Cyprus

Buses

There are several kinds of bus services in Cyprus. Rural buses between villages and cities are the most limited since they only leave once or twice a day. Inter-urban buses link larger cities and towns and are far more frequent, while bus services that run within cities are generally the most frequent and reliable public transport service in Cyprus.

Different bus companies operate in each part of the country, such as the OSEL buses that run in Nicosia and OSYPA’s buses in Paphos. Because of this variation, buses in Cyprus don’t all look the same, but most have their destination displayed on the windscreen. The Ministry of Transport, Communications, and Works hosts the Motion Bus Card website that centralises all bus information and routes in Cyprus.

Buses in Cyprus are independently operated, so you should check the bus routes of individual operators with their respective companies or at tourist offices. Services often cease in the early evening and are limited on weekends, while some are extended in the tourist season and run until midnight.

Useful links

• Motion Bus Card
• Cyprus Public Transport
• InterCity Buses

Taxis in Cyprus

There are several taxi services in Cyprus. Urban taxis are the most widespread and offer 24-hour services in all major cities. While you are advised to book in advance, taxis can be hailed from the street. Taxis are strictly regulated in Cyprus and typically have a meter, which starts running the moment you enter the car.

Although there are no international ride-hailing services in Cyprus, inter-urban share taxis provide a cost-effective link to other towns. Taxis are shared among several people, and the cost is evenly split between all passengers.

Useful links

• Cyprus Taxi
• CABCY

Driving in Cyprus

Driving is the most effective way of getting around in Cyprus. For instance, the distance from Paphos to Nicosia can be covered in two hours. Road signs in Cyprus are often in English and Greek, roads are generally well maintained, petrol stations are widely available, and traffic is less congested than in other European cities.

Cars are also easy to hire and readily available. You should be aware that traffic drives on the left-hand side in Cyprus rather than the right-hand side, which is standard across most of the EU.

That said, about a third of the roads on the island are unpaved. While normal passenger vehicles should be able to drive on most of them, it may be best to ask locals for the best routes before going for a drive through the country.

Driving licences for Cyprus

EU drivers and holders of international driving permits can drive until their foreign licence expires, while licensed drivers from a list of pre-approved countries can legally drive for up to six months. These countries include the US, Canada, South Africa, New Zealand and Australia. Other non-EU expats can drive for a maximum of 30 days.

If you need to obtain a Cypriot driving licence, you will first need to secure a provisional driving licence. Only those who have lived in Cyprus for at least six months are eligible to apply for a local driving licence. The process involves taking an oral test and a practical driving test using either an automatic or manual gearbox vehicle or both. You will only be licensed to drive an automatic car if you pass an automatic gearbox test.

Useful links

• Road Transport Department

Cycling in Cyprus

Cycling in Cyprus is practical, considering the short distances between places. It isn’t allowed on major motorways, but ordinary roads usually run parallel to these.

Nicosia is one of the friendliest cities for cyclists, with its dedicated cycling lanes. The smart bike scheme Nextbike has also expanded across the country, with services in Nicosia and Limassol. There are more than 200 bike-sharing stations across the island to boost cycling as an alternative form of transport.

Useful links

• nextbike – Cyprus

Air travel in Cyprus

Due to the schism between the northern and southern parts of Cyprus, only the International Airports of Larnaka and Pafos are considered legal entry sites to the country. Domestic flights can also be taken between these two airports. Airports in Northern Cyprus are not legal points of entry to the country.

Sea travel in Cyprus

Many cruises are available on large ships. You can also book a place on smaller vessels that travel to smaller islands surrounding Cyprus, making day trips and getting around the islands relatively easy. Unfortunately, no ferries between Cyprus and other countries exist.

Applying for a visa for Cyprus is pretty straightforward for most nationalities. Cyprus is an EU member but not part of the Schengen Area, so it has its own national visa rules that are a bit different from the Schengen rules.

Nationals of many countries can visit for up to 90 days without a visa. Anyone planning a longer stay needs a residence permit, or an employment permit if they intend to work. For visa-free visitors, the EU is bringing in an online travel authorisation called ETIAS, and visa-exempt travellers will need to obtain it before they arrive. It isn't in force at the time of writing, but check the current status before you travel.

It's wise to keep the island's political situation in mind. The internationally recognised Republic of Cyprus does not recognise the secessionist north, so its visa rules are valid only in the south of the island. The Republic treats every airport and port in the Turkish-occupied north as illegal points of entry, and it advises visa holders to enter through the south to avoid any trouble.

According to the Ministry of Foreign Affairs, the legal points of entry are the airports of Larnaca and Paphos and the ports of Limassol, Larnaca, Paphos, and Latsi.

Tourist visas for Cyprus

Not everyone will need a tourist visa for Cyprus. Nationals of many countries, including the USA, UK, Canada, Australia, and New Zealand, can enter for up to 90 days in any 180-day period without one. Citizens of the EU and the wider EEA can enter Cyprus with a national identity card instead of a passport, as can Swiss nationals. Nationals of some other countries will need to apply for a visa in advance.

When applying for a tourist visa (also called a short-stay visa), you will need to show enough funds for the trip and a return ticket. If you're visiting family or friends, you'll also need a letter of invitation. A regular short-stay visa is valid for stays of up to 90 days and can be issued for single or multiple entries within a 180-day period. Multiple-entry short-stay visas are valid for one to five years, although the holder can still only stay for up to 90 days in any 180-day period.

There's a useful shortcut for frequent travellers. Anyone holding a valid double- or multiple-entry Schengen visa or a residence permit from a Schengen country can enter Cyprus for up to 90 days within any 180-day period without a separate Cypriot visa. Turkish and Azerbaijani citizens are the exception and will still need one. Bear in mind that this convenience is one-way, and you can't use a Cypriot visa or residence permit to travel onward into the Schengen Area.

Business visitor visas for Cyprus

The requirements for a business visitor visa for Cyprus are much the same as for a tourist visa. You'll also need a recent letter from your employer that states your salary. If you're self-employed, you can provide a letter from your accountant or solicitor instead, or a statement from your bank. The company you are visiting in Cyprus must also send an official letter of invitation.

Residence and work permits for Cyprus

Once a short stay is no longer enough, expats need to consider residence and work permits for Cyprus. You'll need a long-term residence permit to settle in Cyprus for the longer term. The Migration Department handles residence and immigration permits. On older paperwork and websites, you'll still see its former name, the Civil Registry and Migration Department. The government also runs a digital nomad visa for remote workers who are employed by companies outside Cyprus.

Immigration permits

Immigration permits for Cyprus are open only to certain applicants. The Immigration Control Board reviews each application, and the Minister of the Interior gives final approval. The categories applicants use most often include:

• financially independent applicants who have enough income from abroad to live on without working (the most common route, and a popular one with pensioners and retirees)
• applicants who have been offered permanent employment that won't create undue local competition
• self-employed applicants who hold the necessary permits and have enough funds behind them
• investors who put a qualifying sum into property or business in Cyprus, which is a faster route to permanent residency

Work permits

For most jobs, a work permit for Cyprus is a combined Temporary Residence and Employment Permit. The employer usually submits the application to the Migration Department through the local District Aliens and Immigration Unit of the police. Before a third-country national can be hired in this way, the Department of Labour must confirm that no suitably qualified Cypriot or EU citizen is available for the post.

There's a faster route for international businesses. A company registered as a ‘company of foreign interest’ can hire highly skilled non-EU staff without the labour market test, and there's no limit on how many it can employ. This registration is handled by the government's Business Support Centre.

Skilled professionals may also qualify for an EU Blue Card, a combined residence and work permit for roles in fields such as IT and research.

Work permits are granted for a few years at a time and can be renewed for as long as the job lasts. After several years of legal residence, expats can apply for long-term resident status.

Useful links

• Migration Department: residence and immigration permits
• Republic of Cyprus: visa information
• Business Support Centre: companies of foreign interest

Visa regulations are subject to change at short notice, and expats should contact the relevant embassy or consulate for the latest details.

Expats doing business in Cyprus tend to find a relaxed, friendly working environment. The island has a long history of trading with foreigners, so locals are generally open to expat business partners, and English is the main language of business. Trust and personal relationships are the foundation of doing business here.

Services are the bulk of the economy. Tourism and shipping are the traditional mainstays, and Cyprus has one of the largest shipping fleets in the EU. Banking and professional services are big earners too, and international tech firms have moved into Limassol and Nicosia in growing numbers, so both cities now have sizeable expat business communities. Setting up a business is largely straightforward, but the bureaucracy can be slow, so expect some paperwork and a slower pace than you might be used to.

Fast facts

Business hours

Offices are generally open Monday to Friday, roughly 8am to 5pm or 6pm. Many businesses still work a split day and close for a couple of hours around lunch. The afternoon break can be long during summer, and offices open and close a little later.

Business language

English is widely spoken in the business world and is the main working language at many international firms, so you won't usually need a translator. Greek is useful too, especially with local companies and government offices.

Greetings

The standard greeting is a handshake with direct eye contact. Start off using Cypriots' titles and surnames until invited to switch to their first names. Some devoutly religious people, mostly among Turkish Cypriots, prefer a nod over shaking hands with the opposite sex, so take your lead from them.

Dress

Cyprus is casual day to day, but you should always dress formally for meetings. Men should wear a dark, conservative suit, and women a smart dress or trouser suit. Formal wear is expected even in high summer, so reach for lightweight fabrics rather than dressing down.

Gifts

Gifts aren't expected in business, although a small corporate gift is always welcome. Don't expect it to be opened in front of you. If you're invited to a colleague's home, bring something consumable, such as chocolates or a good bottle of wine. Steer clear of white lilies if you bring flowers, since they're tied to funerals.

Gender equality

Women have an equal legal footing in the workplace, and expat businesswomen will generally be treated with respect and professionalism. They are still underrepresented at the top though. Cyprus has one of the lowest shares of women in management in the EU, and there are few women on the boards of its listed companies.

Business culture in Cyprus

The business culture in Cyprus is relaxed and Mediterranean, and Cypriots prioritise personal relationships over quick wins. The easygoing business style can take some adjustment for expats from faster-paced backgrounds. Once you've patiently earned people's trust, doors will open quickly though.

Trust and loyalty

Trust is the cornerstone of business in Cyprus. Because the pace is slower here than in many places, partners have time to get to know each other before committing to anything. By the time both sides sign, they usually know each other well.

Loyalty here is usually to a person, not their company. Keep that in mind if you're thinking about changing jobs or letting staff go.

Hierarchy

Most Cypriot firms are hierarchical, and senior management or the owner makes the big calls. Decisions can take time because approval usually has to come from the top. Be patient, and make sure the real decision-maker is on your side.

Meetings

In Cyprus, business meetings often go off topic and rarely end in firm decisions. Treat them as a chance to get to know your associates. The real business tends to follow only once a solid relationship is in place.

Set up meetings well in advance, and confirm the appointment as the date approaches. Be punctual yourself, even if your Cypriot counterparts turn up late; they'll still appreciate it.

Cypriots enjoy negotiating and are sharp at it, so negotiations can be lengthy. Leave room for concessions in your opening offer, and expect a fair bit of back and forth. Once a contract is signed, though, both sides tend to stick to it closely.

Dos and don'ts of doing business in Cyprus

• Do be patient and let business relationships develop at their own pace
• Do be ready to haggle, as it's common practice and Cypriots are skilled negotiators
• Do follow up after a meeting with a short, polite note to keep the relationship warm
• Don't bring up politics or religion while you're still getting to know people, and tread carefully around the island's division
• Don't lose your composure or show too much emotion in a meeting